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HDFC
Optima Secure
Minimum Age - 90 Days, 18 years adult
Maximum Age - No Limit
Riders Available:
Critical illness, Hospital Cash Benefit, Unlimited restore, Individual Personal Accident Rider, Optima Well Being, ABCD Chronic Care, Limitless, Parenthood.Inbuilt Riders - Everything apart from Add-On
Basic Benefit: Secure benefit, Plus benefit, Comprehensive Coverage. No co payments , No sublimits ,No room rent capping.
ICICI
Elevate
Minimum Age - 90 Days, 18 years adult
Maximum Age - No Limit
Riders Available:
Infinite Care, Power Booster, Jumpstart, Claim Protector, Inflation Protector, Air Ambulance, Accomodation Benefit, Room Modifier, Maternity Benefit, PA, Critical illness, Tele-Consultaion.Inbuilt Riders - No
Basic Benefit: Unlimited Sum Insured at the Time of Purchase, Recharge Benefit , Modern Treatment Coverage , Wellness Rewards, No sublimits, no co payments , no room rent capping
TAta
Medicare Select
Minimum Age - 1 Day, 18 years adult
Maximum Age - No Limit
Riders Available:
Consumables Benefit, Home Care Treatment Rider, Accidental Death Benefit, Preventive Health Checkup, Cancer, Woman Suraksha, Air Ambulance, Health Condition Management, Advanced Cover, Domestic Second Opinion, Mental Wellbeing, Pocket Saver 2.0, International Second Opinion, Additional Sum Insured for Accidental Hospitalisation.
Inbuilt Riders - Everything apart from Add-On
Basic Benefit: Maternity benefit, consumables benefit,OPD , No room rent capping
Manipal
Sarvah Param
Minimum Age - 1 Day, 18 years adult
Maximum Age - 65
Riders Available -
Health Check Up,Air Ambulance,Restoration Of Sum Insured,Gullak, Deductible Option,Voluntary CoPay,Coverage for Non-Medical Items and Durable Medical Equipment's,Anant ,Sarathi,Room Rent Modification,Surplus Benefit,Maternity and New Born Hospitalization Expenses.
Inbuilt Riders - Everything apart from Add-On
Basic Benefit - Tatkal benefit, gullak advantage,no zonal co pay, enjoy great discount, no Sublimits, no co payments
Niva Bupa
Reassure 2.0
Minimum Age - 90 Days, 18 years adult
Maximum Age - No Limit
Riders Available -
safeguard , personal accident cover , hospital cash , disease management , Acute care
Inbuilt Riders - Everything apart from Add-On
Basic Benefit - Unlimited reassure, lock the clock feature, global coverage, no copayments, no sublimits
Star health
Comprehensive
Minimum Age - 90 Days, 18 years adult
Maximum Age - 65
Min. Qualification - NA
Riders Available -
Star extra protect , PED buyback
Inbuilt Riders - Everything apart from Add-On
Basic Benefit - 100% sum insured refill, guaranteed bonus, modern treatments, comprehensive coverage.
care
Supreme
Minimum Age - 90 Days, 18 years adult
Maximum Age - No Limit
Min. Qualification - NA
Riders Available:
Annual Health checkup , claim sheild, be fit benefit, care opd,ped wait modification , instant cover
Inbuilt Riders - Air Ambulance Cover, Wellness Benefit, Cumulative Super Bonus (Applies only to specific age limit).
Basic Benefit - Boost benefit, unlimited recharge, modern treatments, daycare coverage
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